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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CHARLES SCHWAB TRUST BANK Service code 18 · EIN 82-3967259 | Shareholder servicing fees; Custodial... | $29,455 |
DAVID ROMANO1 year Filed as: DAVID VAUGHN INVESTMENTS, LLC Service code 27 · EIN 37-1272863 | Advisory (Plan) | $25,563 |
Service code 15 · EIN 36-4389114 | Recordkeeping | $15,378 |
Service code 15 · EIN 94-1737782 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,234 | $61,172+83.5% | $185,851-39.6% | $79,389+41.4% |
| Participation rate | 100.0% | 66.6%+33.4pp | 81.7%+18.3pp | 70.7%+29.3pp |
| Annual return | 21.73% | 19.45%+2.3pp | 122.11%-100.4pp | 116.89%-95.2pp |
| Employer contribution / active EE | $4,481 | $2,321+93.1% | $5,168-13.3% | $2,428+84.6% |
| Participant deferral / active EE | $4,208 | $2,788+50.9% | $5,569-24.4% | $4,046+4.0% |
| Admin fee / account holder | $499 | $710-29.7% | $16,245-96.9% | $626-20.3% |