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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 18 · EIN 82-3967259 | Custodial (securities); Shareholder s... | $31,518 |
DAVID ROMANO3 years Filed as: DAVID VAUGHN INVESTMENTS, LLC Service code 27 · EIN 37-1272863 | Advisory (Plan) | $29,875 |
Service code 15 · EIN 36-4389114 | Recordkeeping | $14,762 |
CHARLES SCHWAB & CO., INC.3 years Service code 15 · EIN 94-1737782 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,370 | $61,391+91.2% | $149,723-21.6% | $71,529+64.1% |
| Participation rate | 100.0% | 62.5%+37.5pp | 78.8%+21.2pp | 67.9%+32.1pp |
| Annual return | 15.31% | 35.88%-20.6pp | 134.50%-119.2pp | 28.97%-13.7pp |
| Employer contribution / active EE | $4,856 | $2,384+103.7% | $4,821+0.7% | $2,590+87.5% |
| Participant deferral / active EE | $4,385 | $2,921+50.1% | $5,682-22.8% | $4,291+2.2% |
| Admin fee / account holder | $512 | $1,264-59.5% | $13,215-96.1% | $1,588-67.7% |