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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,762 | $123,859-98.6% | $69,632-97.5% | $145,897-98.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 12.24% | 192.49%-180.2pp | 101.32%-89.1pp | 552.29%-540.0pp |
| Employer contribution / active EE | $498 | $2,673-81.4% | $1,708-70.9% | $4,663-89.3% |
| Participant deferral / active EE | $655 | $4,242-84.6% | $2,889-77.3% | $6,689-90.2% |
| Admin fee / account holder | $1,224 | $7,817-84.3% | $4,695-73.9% | $13,390-90.9% |