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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,762 | $123,412-98.6% | $69,460-97.5% | $145,978-98.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 12.24% | 191.25%-179.0pp | 100.80%-88.6pp | 550.52%-538.3pp |
| Employer contribution / active EE | $498 | $2,684-81.5% | $1,714-71.0% | $4,662-89.3% |
| Participant deferral / active EE | $655 | $4,240-84.6% | $2,890-77.3% | $6,690-90.2% |
| Admin fee / account holder | $1,224 | $7,816-84.3% | $4,695-73.9% | $13,400-90.9% |