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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,044 | $154,228-10.5% | $145,433-5.1% | $137,256+0.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.64% | 74.59%-63.9pp | 66.58%-55.9pp | 220.34%-209.7pp |
| Employer contribution / active EE | $15,604 | $4,804+224.8% | $4,554+242.6% | $4,156+275.5% |
| Participant deferral / active EE | $8,118 | $8,216-1.2% | $7,897+2.8% | $6,407+26.7% |
| Admin fee / account holder | $1,772 | $14,344-87.6% | $13,129-86.5% | $12,270-85.6% |