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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,196 | $157,276-63.0% | $141,177-58.8% | $152,885-61.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.15% | 64.33%-45.2pp | 71.40%-52.2pp | 345.39%-326.2pp |
| Employer contribution / active EE | $14,892 | $5,262+183.0% | $4,736+214.5% | $4,763+212.6% |
| Participant deferral / active EE | $11,202 | $7,110+57.5% | $6,710+66.9% | $5,851+91.5% |
| Admin fee / account holder | $1,608 | $12,123-86.7% | $10,263-84.3% | $11,598-86.1% |