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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,110 | $51,638-78.5% | $68,368-83.7% | $82,448-86.5% |
| Participation rate | 52.9% | 63.6%-10.7pp | 73.8%-20.8pp | 68.1%-15.1pp |
| Annual return | 15.50% | 37.53%-22.0pp | 292.57%-277.1pp | 41.64%-26.1pp |
| Employer contribution / active EE | $333 | $2,047-83.8% | $2,649-87.4% | $2,551-87.0% |
| Participant deferral / active EE | $2,390 | $2,914-18.0% | $4,123-42.0% | $4,139-42.3% |
| Admin fee / account holder | $246 | $4,643-94.7% | $5,150-95.2% | $7,234-96.6% |