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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,990 | $92,684-92.5% | $82,706-91.5% | $134,509-94.8% |
| Participation rate | 92.3% | 75.2%+17.1pp | 72.6%+19.8pp | 81.2%+11.1pp |
| Annual return | -13.86% | 945.84%-959.7pp | 701.76%-715.6pp | 418.13%-432.0pp |
| Employer contribution / active EE | $665 | $3,272-79.7% | $3,007-77.9% | $4,741-86.0% |
| Participant deferral / active EE | $4,667 | $4,800-2.8% | $4,394+6.2% | $6,400-27.1% |
| Admin fee / account holder | $1,485 | $5,982-75.2% | $5,329-72.1% | $11,427-87.0% |