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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,973 | $117,829-34.7% | $102,423-24.8% | $145,877-47.2% |
| Participation rate | 73.9% | 78.6%-4.7pp | 76.5%-2.6pp | 80.3%-6.4pp |
| Annual return | 18.52% | 31.83%-13.3pp | 29.42%-10.9pp | 551.28%-532.8pp |
| Employer contribution / active EE | $2,133 | $3,615-41.0% | $3,023-29.4% | $4,663-54.3% |
| Participant deferral / active EE | $13,135 | $5,732+129.1% | $5,054+159.9% | $6,691+96.3% |
| Admin fee / account holder | $1,699 | $13,335-87.3% | $9,455-82.0% | $13,402-87.3% |