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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,973 | $117,895-34.7% | $102,460-24.9% | $145,897-47.2% |
| Participation rate | 73.9% | 78.6%-4.7pp | 76.5%-2.6pp | 80.3%-6.4pp |
| Annual return | 18.52% | 31.92%-13.4pp | 29.47%-10.9pp | 552.29%-533.8pp |
| Employer contribution / active EE | $2,133 | $3,619-41.1% | $3,025-29.5% | $4,663-54.3% |
| Participant deferral / active EE | $13,135 | $5,736+129.0% | $5,056+159.8% | $6,689+96.4% |
| Admin fee / account holder | $1,699 | $13,353-87.3% | $9,460-82.0% | $13,390-87.3% |