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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,928 | $112,121-35.0% | $95,960-24.0% | $158,966-54.1% |
| Participation rate | 71.4% | 79.0%-7.6pp | 77.1%-5.7pp | 82.0%-10.5pp |
| Annual return | 26.30% | 171.16%-144.9pp | 91.63%-65.3pp | 302.95%-276.6pp |
| Employer contribution / active EE | $4,600 | $3,199+43.8% | $2,541+81.0% | $4,762-3.4% |
| Participant deferral / active EE | $13,143 | $4,784+174.7% | $4,167+215.4% | $5,983+119.7% |
| Admin fee / account holder | $333 | $10,135-96.7% | $6,797-95.1% | $11,250-97.0% |