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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,666 | $209,405-28.5% | $178,486-16.1% | $158,931-5.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.92% | 188.77%-176.9pp | 151.08%-139.2pp | 302.86%-290.9pp |
| Employer contribution / active EE | $7,045 | $5,707+23.5% | $5,011+40.6% | $4,761+48.0% |
| Participant deferral / active EE | $8,867 | $5,954+48.9% | $5,202+70.5% | $5,982+48.2% |
| Admin fee / account holder | $745 | $17,076-95.6% | $13,985-94.7% | $11,247-93.4% |