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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,431 | $217,432-35.4% | $185,851-24.4% | $167,553-16.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.60% | 148.43%-133.8pp | 122.11%-107.5pp | 478.89%-464.3pp |
| Employer contribution / active EE | $4,653 | $5,874-20.8% | $5,168-10.0% | $4,840-3.9% |
| Participant deferral / active EE | $4,658 | $6,357-26.7% | $5,569-16.3% | $6,343-26.6% |
| Admin fee / account holder | $899 | $19,820-95.5% | $16,245-94.5% | $12,316-92.7% |