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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,372 | $202,326-33.6% | $172,745-22.2% | $152,870-12.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.4%+17.6pp |
| Annual return | 14.92% | 1029.72%-1014.8pp | 802.90%-788.0pp | 345.34%-330.4pp |
| Employer contribution / active EE | $7,055 | $5,858+20.4% | $5,144+37.1% | $4,763+48.1% |
| Participant deferral / active EE | $8,089 | $5,948+36.0% | $5,197+55.6% | $5,850+38.3% |
| Admin fee / account holder | $1,272 | $17,110-92.6% | $13,954-90.9% | $11,597-89.0% |