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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,133 | $102,382-40.3% | $147,005-58.4% | $80,874-24.4% |
| Participation rate | 76.9% | 75.8%+1.1pp | 82.2%-5.2pp | 67.6%+9.3pp |
| Annual return | 17.19% | 134.89%-117.7pp | 418.76%-401.6pp | 35.62%-18.4pp |
| Employer contribution / active EE | $2,895 | $3,715-22.1% | $4,934-41.3% | $2,756+5.1% |
| Participant deferral / active EE | $10,272 | $6,646+54.5% | $8,070+27.3% | $4,297+139.0% |
| Admin fee / account holder | $745 | $7,942-90.6% | $13,006-94.3% | $6,935-89.3% |