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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,409 | $82,674-56.0% | $125,363-71.0% | $68,495-46.8% |
| Participation rate | 76.5% | 75.0%+1.4pp | 82.4%-5.9pp | 67.9%+8.6pp |
| Annual return | 52.87% | -5.97%+58.8pp | 572.15%-519.3pp | -7.84%+60.7pp |
| Employer contribution / active EE | $2,416 | $3,382-28.5% | $4,815-49.8% | $2,596-6.9% |
| Participant deferral / active EE | $7,771 | $6,111+27.2% | $7,447+4.3% | $4,028+92.9% |
| Admin fee / account holder | $1,461 | $6,276-76.7% | $10,005-85.4% | $5,403-73.0% |