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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,794 | $36,948+113.3% | $73,658+7.0% | $87,485-9.9% |
| Participation rate | 9.7% | 46.8%-37.1pp | 57.0%-47.4pp | 68.9%-59.3pp |
| Annual return | 19.18% | 28.64%-9.5pp | 29.72%-10.5pp | 26.06%-6.9pp |
| Employer contribution / active EE | $278 | $670-58.4% | $1,032-73.0% | $2,596-89.3% |
| Participant deferral / active EE | $440 | $1,379-68.1% | $2,062-78.7% | $4,274-89.7% |
| Admin fee / account holder | $1,483 | $2,531-41.4% | $3,357-55.8% | $7,775-80.9% |