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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,721 | $84,628-42.4% | $61,501-20.8% | $134,545-63.8% |
| Participation rate | 26.1% | 62.2%-36.1pp | 52.6%-26.5pp | 81.2%-55.1pp |
| Annual return | -16.42% | 585.61%-602.0pp | 339.04%-355.5pp | 418.37%-434.8pp |
| Employer contribution / active EE | $637 | $1,545-58.8% | $1,160-45.1% | $4,742-86.6% |
| Participant deferral / active EE | $877 | $2,819-68.9% | $2,125-58.7% | $6,401-86.3% |
| Admin fee / account holder | $7,439 | $2,587+187.5% | $2,132+249.0% | $11,431-34.9% |