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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,525 | $110,551-63.3% | $80,741-49.8% | $167,536-75.8% |
| Participation rate | 37.5% | 64.0%-26.5pp | 54.2%-16.7pp | 82.1%-44.6pp |
| Annual return | 16.33% | 120.57%-104.2pp | 87.30%-71.0pp | 478.82%-462.5pp |
| Employer contribution / active EE | $960 | $1,543-37.8% | $1,160-17.2% | $4,839-80.2% |
| Participant deferral / active EE | $1,502 | $2,870-47.7% | $2,145-30.0% | $6,342-76.3% |
| Admin fee / account holder | $1,006 | $4,547-77.9% | $3,380-70.2% | $12,315-91.8% |