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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,607 | $27,936+127.7% | $58,561+8.6% | $75,173-15.4% |
| Participation rate | 21.4% | 38.8%-17.4pp | 50.9%-29.4pp | 67.2%-45.8pp |
| Annual return | 16.73% | 44.21%-27.5pp | 4251.33%-4234.6pp | 160.72%-144.0pp |
| Employer contribution / active EE | $395 | $670-41.0% | $1,053-62.5% | $2,671-85.2% |
| Participant deferral / active EE | $505 | $1,202-57.9% | $1,923-73.7% | $4,126-87.8% |
| Admin fee / account holder | $2,209 | $1,727+27.9% | $2,520-12.4% | $5,651-60.9% |