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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,467 | $138,102-96.8% | $125,381-96.4% | $134,532-96.7% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -2.53% | 750.73%-753.3pp | 572.31%-574.8pp | 418.27%-420.8pp |
| Employer contribution / active EE | $1,461 | $5,245-72.2% | $4,815-69.7% | $4,741-69.2% |
| Participant deferral / active EE | $3,059 | $7,801-60.8% | $7,448-58.9% | $6,401-52.2% |
| Admin fee / account holder | $8,350 | $11,568-27.8% | $10,007-16.6% | $11,429-26.9% |