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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,857 | $176,105-92.7% | $159,474-91.9% | $167,536-92.3% |
| Participation rate | 90.9% | 85.0%+6.0pp | 82.8%+8.1pp | 82.1%+8.8pp |
| Annual return | 14.54% | 331.91%-317.4pp | 263.68%-249.1pp | 478.82%-464.3pp |
| Employer contribution / active EE | $1,602 | $5,299-69.8% | $4,831-66.8% | $4,839-66.9% |
| Participant deferral / active EE | $3,974 | $7,751-48.7% | $7,353-46.0% | $6,342-37.3% |
| Admin fee / account holder | $4,721 | $12,559-62.4% | $10,802-56.3% | $12,315-61.7% |