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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,329 | $165,399-88.3% | $149,745-87.1% | $158,982-87.8% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 20.45% | 348.34%-327.9pp | 276.72%-256.3pp | 302.99%-282.5pp |
| Employer contribution / active EE | $2,191 | $5,105-57.1% | $4,646-52.8% | $4,763-54.0% |
| Participant deferral / active EE | $3,700 | $7,183-48.5% | $6,843-45.9% | $5,983-38.2% |
| Admin fee / account holder | $1,838 | $10,811-83.0% | $9,312-80.3% | $11,252-83.7% |