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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,429 | $160,070-64.7% | $147,117-61.6% | $145,897-61.3% |
| Participation rate | 30.0% | 84.0%-54.0pp | 82.2%-52.2pp | 80.3%-50.3pp |
| Annual return | 14.20% | 98.69%-84.5pp | 420.54%-406.3pp | 552.29%-538.1pp |
| Employer contribution / active EE | $1,611 | $5,285-69.5% | $4,932-67.3% | $4,663-65.4% |
| Participant deferral / active EE | $6,143 | $8,419-27.0% | $8,065-23.8% | $6,689-8.2% |
| Admin fee / account holder | $3,583 | $15,035-76.2% | $12,993-72.4% | $13,390-73.2% |