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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,202 | $124,346+94.8% | $111,308+117.6% | $167,536+44.6% |
| Participation rate | 50.0% | 79.6%-29.6pp | 77.3%-27.3pp | 82.1%-32.1pp |
| Annual return | 11.28% | 37.45%-26.2pp | 54.67%-43.4pp | 478.82%-467.5pp |
| Employer contribution / active EE | $997 | $3,437-71.0% | $2,732-63.5% | $4,839-79.4% |
| Participant deferral / active EE | $2,184 | $5,182-57.9% | $4,487-51.3% | $6,342-65.6% |
| Admin fee / account holder | $38,098 | $10,621+258.7% | $7,965+378.3% | $12,315+209.4% |