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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,958 | $117,829+118.9% | $102,423+151.9% | $145,877+76.8% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 7.01% | 31.83%-24.8pp | 29.42%-22.4pp | 551.28%-544.3pp |
| Employer contribution / active EE | $1,806 | $3,615-50.0% | $3,023-40.3% | $4,663-61.3% |
| Participant deferral / active EE | $3,348 | $5,732-41.6% | $5,054-33.8% | $6,691-50.0% |
| Admin fee / account holder | $64,215 | $13,335+381.5% | $9,455+579.2% | $13,402+379.1% |