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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,263 | $110,212+99.9% | $96,534+128.2% | $139,466+57.9% |
| Participation rate | 60.0% | 78.1%-18.1pp | 76.0%-16.0pp | 80.3%-20.3pp |
| Annual return | 10.37% | 26.42%-16.1pp | 25.88%-15.5pp | 373.66%-363.3pp |
| Employer contribution / active EE | $1,336 | $3,620-63.1% | $2,965-54.9% | $4,754-71.9% |
| Participant deferral / active EE | $2,464 | $5,547-55.6% | $4,851-49.2% | $6,712-63.3% |
| Admin fee / account holder | $40,918 | $11,599+252.8% | $8,253+395.8% | $11,409+258.7% |