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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,996 | $93,346+33.9% | $71,796+74.1% | $273,972-54.4% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.1%-35.8pp | 83.0%-49.7pp |
| Annual return | 5.99% | 130.39%-124.4pp | 78.04%-72.0pp | 41.46%-35.5pp |
| Employer contribution / active EE | $946 | $2,733-65.4% | $1,924-50.8% | $4,869-80.6% |
| Participant deferral / active EE | $3,294 | $3,475-5.2% | $2,794+17.9% | $5,287-37.7% |
| Admin fee / account holder | $143 | $6,571-97.8% | $4,815-97.0% | $10,133-98.6% |