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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,584 | $124,980-7.5% | $108,359+6.7% | $154,746-25.3% |
| Participation rate | 56.3% | 75.2%-18.9pp | 70.1%-13.9pp | 80.7%-24.5pp |
| Annual return | 10.28% | 45.00%-34.7pp | 36.89%-26.6pp | 172.34%-162.1pp |
| Employer contribution / active EE | $912 | $2,851-68.0% | $2,399-62.0% | $4,379-79.2% |
| Participant deferral / active EE | $3,679 | $4,743-22.4% | $4,137-11.1% | $6,730-45.3% |
| Admin fee / account holder | $23,716 | $11,502+106.2% | $9,741+143.5% | $14,365+65.1% |