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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,029 | $95,979+133.4% | $74,551+200.5% | $135,380+65.5% |
| Participation rate | 21.1% | 75.7%-54.6pp | 69.1%-48.1pp | 82.6%-61.6pp |
| Annual return | -7.38% | 56.97%-64.3pp | 32.53%-39.9pp | 519.81%-527.2pp |
| Employer contribution / active EE | $815 | $2,716-70.0% | $1,961-58.4% | $4,779-82.9% |
| Participant deferral / active EE | $2,793 | $3,844-27.3% | $3,108-10.1% | $5,609-50.2% |
| Admin fee / account holder | $17,122 | $6,522+162.5% | $5,059+238.4% | $10,828+58.1% |