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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $614,328 | $169,336+262.8% | $129,384+374.8% | $145,884+321.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 27.23% | 14408.70%-14381.5pp | 9461.77%-9434.5pp | 551.85%-524.6pp |
| Employer contribution / active EE | $17,513 | $5,540+216.1% | $4,153+321.7% | $4,662+275.6% |
| Participant deferral / active EE | $13,154 | $4,985+163.9% | $4,166+215.8% | $6,690+96.6% |
| Admin fee / account holder | $7,866 | $9,912-20.6% | $7,686+2.3% | $13,392-41.3% |