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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $614,328 | $169,161+263.2% | $129,295+375.1% | $145,959+320.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 27.23% | 14348.07%-14320.8pp | 9429.28%-9402.0pp | 561.95%-534.7pp |
| Employer contribution / active EE | $17,513 | $5,543+215.9% | $4,157+321.3% | $4,661+275.7% |
| Participant deferral / active EE | $13,154 | $4,989+163.6% | $4,169+215.5% | $6,689+96.7% |
| Admin fee / account holder | $7,866 | $9,878-20.4% | $7,665+2.6% | $13,398-41.3% |