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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,204 | $152,527+74.5% | $117,490+126.6% | $134,493+97.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -28.17% | 53.00%-81.2pp | 29.75%-57.9pp | 418.01%-446.2pp |
| Employer contribution / active EE | $16,001 | $5,572+187.2% | $4,177+283.1% | $4,740+237.6% |
| Participant deferral / active EE | $11,895 | $4,818+146.9% | $4,071+192.2% | $6,400+85.9% |
| Admin fee / account holder | $2,211 | $7,005-68.4% | $5,646-60.8% | $11,425-80.6% |