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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,204 | $152,591+74.5% | $117,529+126.5% | $134,545+97.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -28.17% | 53.04%-81.2pp | 29.77%-57.9pp | 418.37%-446.5pp |
| Employer contribution / active EE | $16,001 | $5,576+187.0% | $4,179+282.9% | $4,742+237.5% |
| Participant deferral / active EE | $11,895 | $4,821+146.7% | $4,072+192.1% | $6,401+85.8% |
| Admin fee / account holder | $2,211 | $7,004-68.4% | $5,645-60.8% | $11,431-80.7% |