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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,533 | $156,970+135.4% | $121,210+204.9% | $139,487+164.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 31.27% | 1477.10%-1445.8pp | 987.41%-956.1pp | 373.84%-342.6pp |
| Employer contribution / active EE | $16,517 | $5,546+197.8% | $4,171+296.0% | $4,755+247.4% |
| Participant deferral / active EE | $12,343 | $4,849+154.5% | $4,084+202.3% | $6,713+83.9% |
| Admin fee / account holder | $5,237 | $6,947-24.6% | $5,647-7.3% | $11,407-54.1% |