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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,465 | $136,307-69.6% | $106,619-61.1% | $273,972-84.9% |
| Participation rate | 42.9% | 84.8%-41.9pp | 78.0%-35.1pp | 83.0%-40.2pp |
| Annual return | 12.34% | 11.05%+1.3pp | 9.42%+2.9pp | 41.46%-29.1pp |
| Employer contribution / active EE | $0 | $5,190-100.0% | $3,947-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,874 | $4,969-42.2% | $3,930-26.9% | $5,287-45.6% |
| Admin fee / account holder | $1,241 | $8,625-85.6% | $6,418-80.7% | $10,133-87.8% |