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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,702 | $142,426-63.7% | $115,167-55.1% | $152,909-66.2% |
| Participation rate | 87.5% | 82.4%+5.1pp | 75.9%+11.6pp | 82.5%+5.0pp |
| Annual return | 23.70% | 41.48%-17.8pp | 35.60%-11.9pp | 345.46%-321.8pp |
| Employer contribution / active EE | $0 | $4,011-100.0% | $3,179-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $8,762 | $5,165+69.6% | $4,169+110.2% | $5,851+49.7% |
| Admin fee / account holder | $542 | $8,464-93.6% | $7,089-92.4% | $11,601-95.3% |