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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,938 | $127,096-68.6% | $105,736-62.2% | $135,380-70.5% |
| Participation rate | 85.7% | 82.7%+3.0pp | 76.3%+9.4pp | 82.6%+3.1pp |
| Annual return | -6.71% | 4.49%-11.2pp | 6.27%-13.0pp | 519.81%-526.5pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,268-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,631 | $5,064+30.9% | $4,080+62.5% | $5,609+18.2% |
| Admin fee / account holder | $2,428 | $9,087-73.3% | $6,913-64.9% | $10,828-77.6% |