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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,042 | $138,312-72.5% | $122,979-69.1% | $155,188-75.5% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 29.71% | 22.06%+7.6pp | 20.12%+9.6pp | 148.84%-119.1pp |
| Employer contribution / active EE | $3,734 | $3,530+5.8% | $3,062+21.9% | $4,248-12.1% |
| Participant deferral / active EE | $4,455 | $5,592-20.3% | $5,003-11.0% | $6,531-31.8% |
| Admin fee / account holder | $3,984 | $15,089-73.6% | $12,864-69.0% | $14,480-72.5% |