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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,615 | $117,829-80.8% | $102,423-77.9% | $145,877-84.5% |
| Participation rate | 93.3% | 78.6%+14.7pp | 76.5%+16.8pp | 80.3%+13.0pp |
| Annual return | 13.33% | 31.83%-18.5pp | 29.42%-16.1pp | 551.28%-538.0pp |
| Employer contribution / active EE | $3,426 | $3,615-5.2% | $3,023+13.3% | $4,663-26.5% |
| Participant deferral / active EE | $5,600 | $5,732-2.3% | $5,054+10.8% | $6,691-16.3% |
| Admin fee / account holder | $1,899 | $13,335-85.8% | $9,455-79.9% | $13,402-85.8% |