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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,139 | $110,240-85.4% | $96,544-83.3% | $139,487-88.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 20.88% | 26.41%-5.5pp | 25.88%-5.0pp | 373.84%-353.0pp |
| Employer contribution / active EE | $3,156 | $3,622-12.9% | $2,966+6.4% | $4,755-33.6% |
| Participant deferral / active EE | $4,410 | $5,549-20.5% | $4,851-9.1% | $6,713-34.3% |
| Admin fee / account holder | $434 | $11,602-96.3% | $8,254-94.7% | $11,407-96.2% |