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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,560 | $100,811-92.5% | $86,698-91.3% | $134,545-94.4% |
| Participation rate | 95.0% | 79.0%+16.0pp | 76.6%+18.4pp | 81.2%+13.8pp |
| Annual return | -31.19% | 29.11%-60.3pp | 35.96%-67.2pp | 418.37%-449.6pp |
| Employer contribution / active EE | $2,575 | $3,490-26.2% | $2,837-9.2% | $4,742-45.7% |
| Participant deferral / active EE | $3,025 | $5,339-43.3% | $4,656-35.0% | $6,401-52.7% |
| Admin fee / account holder | $380 | $10,926-96.5% | $7,492-94.9% | $11,431-96.7% |