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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,561 | $110,410+32.7% | $102,437+43.1% | $145,897+0.5% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 15.46% | 24.85%-9.4pp | 24.95%-9.5pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,584 | $4,217-38.7% | $3,871-33.2% | $4,663-44.6% |
| Participant deferral / active EE | $5,023 | $5,622-10.6% | $5,060-0.7% | $6,689-24.9% |
| Admin fee / account holder | $4,986 | $9,745-48.8% | $8,388-40.6% | $13,390-62.8% |