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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,576 | $107,353-27.7% | $92,903-16.5% | $152,885-49.3% |
| Participation rate | 53.3% | 79.8%-26.5pp | 76.0%-22.7pp | 82.5%-29.1pp |
| Annual return | 40.78% | 145.62%-104.8pp | 109.43%-68.7pp | 345.39%-304.6pp |
| Employer contribution / active EE | $1,762 | $4,222-58.3% | $3,653-51.8% | $4,763-63.0% |
| Participant deferral / active EE | $4,616 | $4,848-4.8% | $4,238+8.9% | $5,851-21.1% |
| Admin fee / account holder | $258 | $7,081-96.4% | $5,795-95.5% | $11,598-97.8% |