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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,073 | $131,835-62.0% | $108,582-53.9% | $273,972-81.7% |
| Participation rate | 41.2% | 83.5%-42.3pp | 79.6%-38.4pp | 83.0%-41.8pp |
| Annual return | 23.65% | -91.57%+115.2pp | -51.70%+75.3pp | 41.46%-17.8pp |
| Employer contribution / active EE | $999 | $4,913-79.7% | $3,758-73.4% | $4,869-79.5% |
| Participant deferral / active EE | $1,797 | $5,127-64.9% | $4,311-58.3% | $5,287-66.0% |
| Admin fee / account holder | $14 | $10,253-99.9% | $7,645-99.8% | $10,133-99.9% |