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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,675 | $112,131-62.8% | $95,964-56.6% | $158,982-73.8% |
| Participation rate | 64.7% | 79.0%-14.3pp | 77.1%-12.4pp | 82.0%-17.3pp |
| Annual return | 18.93% | 171.19%-152.3pp | 91.64%-72.7pp | 302.99%-284.1pp |
| Employer contribution / active EE | $1,354 | $3,199-57.7% | $2,541-46.7% | $4,763-71.6% |
| Participant deferral / active EE | $2,913 | $4,784-39.1% | $4,167-30.1% | $5,983-51.3% |
| Admin fee / account holder | $2,725 | $10,136-73.1% | $6,797-59.9% | $11,252-75.8% |