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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,607 | $103,393-59.8% | $87,103-52.2% | $152,909-72.8% |
| Participation rate | 66.7% | 79.4%-12.7pp | 76.9%-10.2pp | 82.5%-15.8pp |
| Annual return | 16.26% | 28.10%-11.8pp | 28.19%-11.9pp | 345.46%-329.2pp |
| Employer contribution / active EE | $1,450 | $3,221-55.0% | $2,521-42.5% | $4,764-69.6% |
| Participant deferral / active EE | $2,497 | $4,778-47.7% | $4,049-38.3% | $5,851-57.3% |
| Admin fee / account holder | $19,299 | $12,195+58.3% | $7,491+157.6% | $11,601+66.4% |