Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,862 | $60,349-7.4% | $74,184-24.7% | $62,881-11.2% |
| Participation rate | 64.4% | 72.7%-8.3pp | 76.6%-12.2pp | 69.3%-4.9pp |
| Annual return | 3.95% | 21.38%-17.4pp | 17.74%-13.8pp | 20.14%-16.2pp |
| Employer contribution / active EE | $2,060 | $1,680+22.6% | $2,370-13.1% | $2,281-9.7% |
| Participant deferral / active EE | $4,549 | $2,856+59.3% | $3,550+28.2% | $3,203+42.0% |
| Admin fee / account holder | $373 | $4,261-91.3% | $5,586-93.3% | $4,296-91.3% |