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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,320 | $86,298+24.4% | $111,308-3.6% | $85,847+25.0% |
| Participation rate | 45.6% | 73.3%-27.7pp | 77.3%-31.7pp | 69.3%-23.7pp |
| Annual return | 11.67% | 19.99%-8.3pp | 54.67%-43.0pp | 318.61%-306.9pp |
| Employer contribution / active EE | $2,338 | $2,044+14.4% | $2,732-14.4% | $2,565-8.9% |
| Participant deferral / active EE | $6,105 | $3,641+67.7% | $4,487+36.0% | $3,952+54.5% |
| Admin fee / account holder | $70,636 | $8,189+762.5% | $7,965+786.8% | $6,261+1028.2% |