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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,803 | $62,583+19.5% | $76,767-2.6% | $64,173+16.6% |
| Participation rate | 51.5% | 72.8%-21.3pp | 77.0%-25.5pp | 69.6%-18.1pp |
| Annual return | -4.99% | -1.95%-3.0pp | 2.43%-7.4pp | 7.63%-12.6pp |
| Employer contribution / active EE | $1,907 | $1,832+4.1% | $2,485-23.3% | $2,381-19.9% |
| Participant deferral / active EE | $4,440 | $3,145+41.2% | $3,852+15.3% | $3,470+28.0% |
| Admin fee / account holder | $3,665 | $4,667-21.5% | $6,675-45.1% | $4,887-25.0% |