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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,813 | $71,526+84.3% | $98,450+33.9% | $71,495+84.4% |
| Participation rate | 69.7% | 72.7%-3.0pp | 75.2%-5.4pp | 67.9%+1.8pp |
| Annual return | 15.81% | 32.42%-16.6pp | 21.16%-5.4pp | 28.85%-13.0pp |
| Employer contribution / active EE | $2,345 | $2,400-2.3% | $3,049-23.1% | $2,589-9.4% |
| Participant deferral / active EE | $8,423 | $4,110+104.9% | $4,739+77.7% | $4,291+96.3% |
| Admin fee / account holder | $3,111 | $1,675+85.7% | $8,961-65.3% | $1,588+95.9% |