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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,155 | $67,411+38.2% | $91,004+2.4% | $70,126+32.8% |
| Participation rate | 69.9% | 71.4%-1.5pp | 75.6%-5.7pp | 69.5%+0.3pp |
| Annual return | 14.60% | -40.16%+54.8pp | 4.60%+10.0pp | 73.15%-58.6pp |
| Employer contribution / active EE | $953 | $1,786-46.6% | $2,456-61.2% | $2,343-59.3% |
| Participant deferral / active EE | $6,483 | $2,823+129.7% | $3,548+82.7% | $3,332+94.6% |
| Admin fee / account holder | $15,130 | $4,236+257.2% | $5,417+179.3% | $4,645+225.7% |