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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,322 | $76,371+61.5% | $93,621+31.7% | $72,975+69.0% |
| Participation rate | 66.7% | 71.8%-5.1pp | 75.8%-9.2pp | 69.5%-2.8pp |
| Annual return | 26.24% | 25.82%+0.4pp | 32.76%-6.5pp | 81.01%-54.8pp |
| Employer contribution / active EE | $1,061 | $2,276-53.4% | $2,719-61.0% | $2,440-56.5% |
| Participant deferral / active EE | $6,524 | $3,538+84.4% | $4,070+60.3% | $3,608+80.8% |
| Admin fee / account holder | $5,175 | $6,839-24.3% | $7,890-34.4% | $5,124+1.0% |